Refinance Your Auto Loan With Rates As Low As 1.90%

Call the Credit Union At (952) 937-7175

Loan Rates

Rate Information


Members should call the credit union to verify rates. Other loans and rates are available, contact the Credit Union for more information.

* APR refers to the annual percentage rate or the dividend rate.
* APY refers to the annual percentage yield.

Loan Rates (as of 01/01/2021)

Rate Description Term Payment Description APR APR Type

New/Nearly New Vehicles**

** Current or previous year with less than 12,000

Up to 36 Months Monthly 1.90% Fixed
  Up to 72 Months   2.40% Fixed
Vehicles over $40,000 Up to 84 Months   2.90%


Used Vehicles**

** Less than 6 years old

Up to 36 Months Monthly 2.40% Fixed
  Up to 60 Months   3.40% Fixed
  Up to 72 Months   4.40% Fixed

Older Vehicles 6 yr old or older*


Up to 48 Months Monthly 5.90% Fixed
 Motor Homes, Campers, 5th Wheels, Travel Trailers and Boat Loans        
Up to $2,499 Up to 36 Months Monthly 6.90% Fixed
$2,500 - 4,999 Up to 48 Months   6.90% Fixed
$5,000 - 9,999 Up to 60 Months Monthly 6.90% Fixed
$10,000 - 14,999 Up to 72 Months   7.90% Fixed
$15,000 - 29,999 Up To 84 Months   7.90% Fixed
$30,000 and over Up to 120 Months   8.50% Fixed
Snowmobile, All Terrain Vehicles, and Personal Watercraft Loans        
New/Current Year Up to 48 Months Monthly 7.75% Fixed
Used 1 to 5 yrs old Up to 48 Months   9.00% Fixed
Used 6 yrs and older Up to 24 Months   9.50% Fixed
Signature, Line of Credit, and Open End Loans Unsecured Monthly 12.50% Variable
100% Share Secured Up to 60 Months   1.90% Fixed
Home Equity Line of Credit   See Credit Union for Details 5.00% Variable


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The Credit Union follows the Eden Pairie Plant and FRB Holiday schedules. We will be closed on the following Days:


*Monday, January 17

Martin Luther King Day


*Monday, February 21

President's Day